Terms & Conditions
Effective Date: August 1st,2025.

Website Owner; Binding Agreement
This website is owned and operated by Tenfour Agency dba Fab Totoli Style, Kinnelon, NJ, Morris County. These Terms govern your access to and use of our website and digital products. By using our site or purchasing, you agree to be bound by these Terms.
Eligibility
You must be 18+ (or the age of majority in your jurisdiction) to use this website or purchase products.
Products & Orders
We sell digital products for personal, non-commercial use. Prices are listed at checkout and may change at any time. Orders are delivered electronically by email or download link.
License
Upon purchase, you receive a personal, non-transferable license to use the product for your own purposes. You may not share, resell, distribute, or copy our content.
Refund Policy
All sales are final (see Refund & Access Policy).
Intellectual Property
All content, logos, graphics, text, and guides are the property of Fab Totoli Style. No rights are transferred to you except the personal license described above.
Limitation of Liability
We are not liable for indirect, incidental, or consequential damages arising from your use of our products or website.
Indemnification
You agree to indemnify and hold us harmless from any claims, losses, or damages resulting from your misuse of our site or products.
Changes to Terms
We may update these Terms at any time. Continued use of the site means you accept the updated Terms.
Governing Law
These Terms are governed by the laws of New Jersey. Any disputes will be resolved exclusively in Morris County, NJ.
Contact
Tenfour Agency dba Fab Totoli Style
Email: fabtotoli@me.com